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You are granted access to this website subject to your unconditional acceptance of the terms of use, the clauses and the notices in our contractual stipulations ("General Terms of Use"). By accessing or using this website you agree to the General Terms of Use unconditionally. These General Terms of Use apply to this website and to all RATO EDUCATION initiatives with respect to the internet or another network. If one of the stipulations of these General Terms of Use proves to be non-applicable or contrary to a stipulation or imperative law, this non-applicability will have no effect on the validity or the applicability of the other stipulations. You acknowledge that these General Terms of Use and the use of this website cannot lead to the establishment of any type of legal association between you and RATO EDUCATION.


RATO EDUCATION reserves the right to amend these General Terms of Use at any time without explicit notice to the user. You are therefore advised to read these General Terms of Use every time you visit this website.

Scope of the information published on this website

The purpose of this website is to publish general information about RATO EDUCATION and its subsidiaries and their respective activities. While RATO EDUCATION does its utmost to publish accurate, up-to-date information, RATO EDUCATION cannot give any guarantee that this information is appropriate, accurate, complete or up-to-date or that this website is complete or suited to a specific use. Furthermore, RATO EDUCATION cannot give any guarantee that this website will be accessible and will work properly at all times. The information published on this website should not be used as a basis of evaluating RATO EDUCATION. Where applicable, you should use the sources of information provided for this purpose by law. Unless stated otherwise, the information published on this website cannot be deemed to be an offer to buy or sell products or services or, generally, to sign a contract. Likewise, no information published on this website can be deemed to be an offer to buy or subscribe to securities of RATO EDUCATION. If the sale of goods or services is expressly offered, you should be aware that the information about the products for sale may be amended at any time without prior notice. The actual purchase of products is subject to special conditions. RATO EDUCATION cannot accept any liability for the absence of specific information on this website, the content on this website or how this content is used.

Viruses and criminal offences

RATO EDUCATION does everything within its power to protect this website from viruses, hacking attacks and other criminal acts but is unable to guarantee that this website is completely free of such viruses, hacking attacks and other criminal acts.


This website may contain hyperlinks to external websites. These hyperlinks are provided for your information only. RATO EDUCATION has not verified the content of these websites and can never be held liable for the accessibility of these websites or the information published on them. Furthermore, the provision of links does not mean that RATO EDUCATION approves of the content of these websites or that it has any working relationship with the parties operating these websites. Before publishing a hyperlink to this website on your own website, please contact RATO EDUCATION (info@RATO, who will give you comprehensive information on this subject as soon as possible.

Exemption clause

The product and service information published on this website may not be accurate or may contain typing errors. This information is amended periodically. RATO EDUCATION and/or suppliers may make amendments to this website at any time. You should not make an important decision based on the information published on this website. Please contact a competent person for specific advice tailored to your situation. Except for instances of wilful misrepresentation or fraud, RATO EDUCATION can never be held liable for any direct, indirect or consequential losses (including loss of earnings, savings or professional opportunities, loss of data, industrial losses, inactivity or personnel costs) claimed to be attributable to its error, to a contractual obligation or to its product liability, even if this loss is the result of a serious or repeated mistake caused by: i) the website including its accessibility or its technical operation; ii) the information or content of the website; iii) viruses, hacking attacks or other criminal acts; or iv) the content and use of the website to which this website hyperlinks, even if RATO EDUCATION or one of its suppliers has been notified of the possibility of such a loss. Any use you make of this website is entirely at your own risk. Some countries or jurisdictions do no accept the exclusion or limitation of liability in the event of indirect or consequential damage, so that this limitation cannot be applied to you. If you are unable to accept all or part of this website or you are unable to accept the General Terms of Use you should refrain from visiting this website.


This website, including its texts, layout, graphics, presentation, logos, applications and other constituent parts, is protected by the intellectual property rights of RATO EDUCATION or its information service providers, such as copyright, neighbouring rights, database rights and trademark rights. Any reproduction, circulation, sale, distribution, publication, adaptation, translation, processing or use, in whole or in part, of this website for commercial purposes is prohibited without the prior written agreement of RATO EDUCATION.
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